Category Archives: abundance

Frey Freyday – State of Mind

(Frey Freyday is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)

Some people, say life is hard. It is not. Some people say it’s easy. It is not.
Some say it’s lonely, tricky, or a test. It is not. Life is only a reflection, of whatever you say. What say you? The Universe (www.tut.com)

Conflict is very much a state of mind. If you’re not in that state of mind, it doesn’t bother you. -Unknown

Fears are nothing more than a state of mind.-Napoleon Hill

In words are seen the state of mind and character and disposition of the speaker.-Plutarch


A good stance and posture reflect a proper state of mind.-Morihei Ueshiba

It is not a dreamlike state, but the somehow insulated state, that a great musician achieves in a great performance. He’s aware of where he is and what he’s doing, but his mind is on the playing of the instrument with an internal sense of rightness.-Arnold Palmer


Fear seems to have many causes. Fear of loss, fear of failure, fear of being hurt, and so on, but ultimately all fear is the ego’s fear of death, of annihilation. To the ego, death is always just around the corner. In this mind-identified state, fear of death affects every aspect of your life.-Eckhart Tolle

People may hear your words, but they feel your state of mind.-John C. Maxwell


My state of mind is that if you push me towards something that you think is a weakness, then I will turn that perceived weakness into a strength.-Michael Jordan

Everything can be taken from a man but one thing: the last of human freedoms – to choose one’s attitude in any given set of circumstances, to choose one’s own way, to choose one’s own state of mind.-Victor E. Frankl

Words To Live By:

state of mind –noun attitudeperspectiveoutlookapproachmooddisposition,frame of mindmindset, way of looking at things.

Your state of mind is everything.

We all face challenges, stresses, ‘challenging people’, and difficult situations

We also face unique opportunities, chances to excel, and each day we have a wide open future.

In either case, a challenging one or a great one, we can benefit greatly by being in the right state of mind.

Some say it’s peace of mind, some say you’re ‘being you’, some say you’re ‘connected’, etc.

Think about when you’re in a great state of mind. You’re connected, you’re in a zone, you’re making things happen and your performance, thought processes, feelings are all good. It sometimes seems like magic happens here.

What if you were in a great state of mind when you did your work? When you interacted with a loved one or friend or coworker? What if you took a moment to pause, relax, and shake off the initial reaction you have next time something ‘bad’ happens and you instead face it with a great state of mind?

How you stand and move affects your thoughts and attitude. Shoulders back, check back and up, head up, deep breaths and you feel confident. Shoulders and head down, shallow breathing and you’re depressed or fearful, etc. Similarly, the language and questions you use all day long affect you. Do you ask, “Why am I so lucky?” or do you ask “What’s wrong with me?”-Your brain will search for an answer to each. Do you say “I don’t know” “I don’t care” or “Whatever” a lot? Is that useful? What you focus on expands- focus on what works in your life, focus on what you want and what you can take action to reach your dreams and goals. Focus on what you are- or could be- grateful for. There are still negative things in life, hurdles, setbacks and irritating things/people but focusing on the good stuff makes life better.

Frey Freyday was actually born out of something I created called “Words To Live By” (WTLB). Going forward, I will now not only share the quotes, as you may be used to receiving, but also a related (WTLB). In 1999, when we had our first daughter, I was contemplating how I would raise my new beautiful child, and I was thinking about how I can best educate her and my other children about values, morals, and other key thoughts about life. School offers education. Religion offers some values and morals. Parents offer most of it, sometimes intentionally, sometimes accidentally.

So I created a (WTLB) book, like a dictionary, which lists things like honesty, love, persistence, etc. with a definition that I created, with my wife’s input. I then turned it into a workbook with one word per page and space below for notes. For years we would discuss with my two daughters and they would draw pictures and make notes in the blank space. I may share some of those images with you. As they got older, they were less inclined to draw and more open to quotes and references from adults, hence where Frey Freyday came from…

Cloud Over Mountain

Frey Freyday – Let Go

(Frey Freyday is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)

LET GO / DETACHMENTthe action or process of detaching; separation (emotionally, physically)

The essence of the Way is detachment. – Bodhidharma

He who would be serene and pure needs but one thing, detachment.  –Meister Eckhart

In order to acquire anything in the physical universe, you have to relinquish you attachment to it. Deepak Chopra

It doesn’t take a lot of strength to hang on. It takes a lot of strength to let go. J. C. Watts –

To be consistently effective, you must put a certain distance between yourself and what happens to you on the golf course. This is not indifference, it’s detachment.  -Sam Snead

When I let go of what I am, I become what I might be. Lao Tzu

I cannot own anything. It is a valuable thought to keep in mind as you struggle to improve your financial picture, worry about investments, and plan how to acquire more and more. It is a universal principle which you are part of. You must release everything when you truly awaken. Are you letting your life go by in frustration and worry over not having enough? If so, relax and remember that you only get what you have for a short period of time. When you awaken you will see the folly of being attached to anything. Wayne Dyer

WORD TO LIVE BY:

Let Go – to mentally, emotionally, even psychically detaching oneself from an outcome, result, worry, concern, anger, pain, hurt, goal, challenge, etc.

I’ve written about having faith in others, in yourself, in a Higher Power, etc. before. I’ve talked about letting go in similar ways related to our desires and intentions, and even a little about letting go in relationships and with the loss of a loved ones. I’ve discussed detachment a bit too.

I must be honest, these are some of the harder things for me. In particular, I had difficulty for quite a while with letting go – or what some call the law of detachment.

We’ve had challenges and uncertainty in life and in the world/health/economy. We often consider that uncertainty is always bad.

But it is important to realize that there are good things related to uncertainty. With uncertainty there is a break or freedom from what has happened – from the past. The past does not equal the future. We have the opportunity to escape our own past habits, conditioning, from what we now know. It is an opportunity.

 If we are willing to step into the unknown, to have faith, and to detach ourselves from the outcome, we surrender ourselves to our own creative subconscious, to other people’s love and support, and to the creative powers that exist in this universe.

This doesn’t mean that you give up the intention or the desire, but you give up the attachment to the result.

That’s sometimes a little esoteric for me and difficult for me to do. I do know that it can also be very powerful.

I think about times in the past when I felt that I ‘needed’ a chunk of money to pay something. There are times when I needed a few hundred, other times when I needed tens of thousands of dollars for something.

Maybe for you it was a relationship that you wanted. Or maybe you wanted a new client, more sales, a new car, a house, that gadget, whatever.

We focus on it and we think about it and really just hang on it, right? We have a burning desire, we make a strategy and we really, really want it.

This is typically attachment. Typically this is not helpful. It can be based on insecurity, fear, scarcity. We think that we don’t have it, that it is separate from us and that we have a void and we want it to fill the void.  If you think about creation and abundance, those things are opposites. It can also show a lack of faith in ourselves and Creation.

Abundance, Creation, wealth, can fulfill every need. But are these things that we are chasing, really a need? Are they really necessary?

When we ‘chase things’ we create anxiety, tension, stress, don’t we?

As Deepak Chopra says, “Attachment comes from poverty consciousness, because attachment is always to symbols. Detachment is synonymous with wealth consciousness, because with detachment there is freedom to create. Only from detached involvement can one have joy and laughter.”

(When Chopra speaks of symbols, he means the materialistic, physical things that we desire in life; cars, money, homes, clothes, etc. Often these things can leave us feeling hollow.)

Attachment leads us more towards a world of helplessness, hopelessness, desperation and seriousness, doesn’t it? Think of those times when you felt that you needed something ASAP. You probably worried more, thought about the problem, thought about something related to it from the past or future and you weren’t in the present moment. You probably weren’t as creative or joyful, right?

So How do we DETACH?:  Essentially let go or hand over things to your Creator/God/Higher Power. Let go of all the persons, places and things which you would like to see changed but which you cannot change on your own. 

Realize and take responsibility for your own actions and accept that there is only one person you can change and that is yourself. Let go of the “need” to fix, change, rescue or heal other persons, places and things.

Real detachment means inner strength, and the ability to function calmly and with full inner control under all circumstances. A detached person is not harassed and hurried, and can do everything with concentration and attention, thus insuring a successful outcome of his actions.

There is wisdom in uncertainty. There is freedom and creativity in uncertainty, detachment.

When we are attached to something, we are in some way trying to control things. Controlling such is this is typically because we’re afraid. Our fear and our ego leads us to believe that somehow if we control things, everything will be OK. Instead, letting go will open us up to other possibilities.

We all seek security in one way or another. Again, I cite Chopra’s example when we might  desire money and expect security from it. “When I have X million dollares, then I’ll be secure.” But it never happens.

Seeking security in this manner can lead us to chase it for a lifetime without ever finding it.” Deepak Chopra. http://www.chopra.com/laws/detachment

It is also true that we all can sometimes get attached to “Our Story” – our past, our challenges, our history. This story of our life can limit us greatly if we get emotional and/or attached to it. Instead, we can have a healthy detachment to our past. This allows us to more easily identify the lessons and the benefit that comes from the experience.

Are you stuck in life because you are living out of a story you told yourself long ago? Are you reliving the same story over and over, placing your attention on the story rather than where you want to go? We all do it.

 Frey Freyday was actually born out of something I created called “Words To Live By” (WTLB). Going forward, I will now not only share the quotes, as you may be used to receiving, but also a related (WTLB). In 1999, when we had our first daughter, I was contemplating how I would raise my new beautiful child, and I was thinking about how I can best educate her and my other children about values, morals, and other key thoughts about life. School offers education. Religion offers some values and morals. Parents offer most of it, sometimes intentionally, sometimes accidentally.

So I created a (WTLB) book, like a dictionary, which lists things like honesty, love, persistence, etc. with a definition that I created, with my wife’s input. I then turned it into a workbook with one word per page and space below for notes. For years we would discuss with my two daughters and they would draw pictures and make notes in the blank space. I may share some of those images with you. As they got older, they were less inclined to draw and more open to quotes and references from adults, hence where Frey Freyday came from….

You can read more at www.onewebstrategy.com

  • BONUS:

Here are SOME EXCELLENT POINTS ABOUT DETACHMENT

They discuss things more in terms of relationships, but it is still relevant. http://www.livestrong.com/article/14712-developing-detachment/

What is detachment? Detachment is the: * Ability to allow people, places or things the freedom to be themselves. * Holding back from the need to rescue, save or fix another person from being sick, dysfunctional or irrational. * Giving another person “the space” to be herself. * Disengaging from an over-enmeshed or dependent relationship with people. * Willingness to accept that you cannot change or control a person, place or thing. * Developing and maintaining of a safe, emotional distance from someone whom you have previously given a lot of power to affect your emotional outlook on life. * Establishing of emotional boundaries between you and those people you have become overly enmeshed or dependent with in order that all of you might be able to develop your own sense of autonomy and independence. * Process by which you are free to feel your own feelings when you see another person falter and fail and not be led by guilt to feel responsible for their failure or faltering. * Ability to maintain an emotional bond of love, concern and caring without the negative results of rescuing, enabling, fixing or controlling. * Placing of all things in life into a healthy, rational perspective and recognizing that there is a need to back away from the uncontrollable and unchangeable realities of life. * Ability to exercise emotional self-protection and prevention so as not to experience greater emotional devastation from having hung on beyond a reasonable and rational point. * Ability to let people you love and care for accept personal responsibility for their own actions and to practice tough love and not give in when they come to you to bail them out when their actions lead to failure or trouble for them. * Ability to allow people to be who they “really are” rather than who you “want them to be.” * Ability to avoid being hurt, abused, taken advantage of by people who in the past have been overly dependent or enmeshed with you.

What are the negative effects not detaching? If you are unable to detach from people, places or things, then you: * Will have people, places or things which become over-dependent on you. * Run the risk of being manipulated to do things for people, at places or with things which you do not really want to do. * Can become an obsessive “fix it” who needs to fix everything you perceive to be imperfect. * Run the risk of performing tasks because of the intimidation you experience from people, places or things. * Will most probably become powerless in the face of the demands of the people, places or things whom you have given the power to control you. * Will be blind to the reality that the people, places or things which control you are the uncontrollables and unchangeables you need to let go of if you are to become a fully healthy, coping individual. * Will be easily influenced by the perception of helplessness which these people, places or things project. * Might become caught up with your idealistic need to make everything perfect for people, places or things important to you even if it means your own life becomes unhealthy. * Run the risk of becoming out of control of yourself and experience greater low self-esteem as a result. * Will most probably put off making a decision and following through on it, if you rationally recognize your relationship with a person, place or thing is unhealthy and the only recourse left is to get out of the relationship. * Will be so driven by guilt and emotional dependence that the sickness in the relationship will worsen. * Run the risk of losing your autonomy and independence and derive your value or worth solely from the unhealthy relationship you continue in with the unhealthy person, place or thing.

Frey Freyday – Decision

frey_freydays

(Frey Freyday is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)

de·ci·sion-[dəˈsiZHən]-NOUNa conclusion or resolution reached after consideration

Never cut a tree down in the wintertime. Never make a negative decision in the low time. Never make your most important decisions when you are in your worst moods. Wait. Be patient. The storm will pass. The spring will come. Robert H. Schuller

In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing. Theodore Roosevelt

The most difficult thing is the decision to act, the rest is merely tenacity. The fears are paper tigers. You can do anything you decide to do. You can act to change and control your life; and the procedure, the process is its own reward. Amelia Earhart

Never make a decision when you are upset, sad, jealous or in love. Mario Teguh

Sometimes you make the right decision, sometimes you make the decision right. Phil McGraw

Once you make a decision, the universe conspires to make it happen. Ralph Waldo Emerson

WORD TO LIVE BY: Decision

Sometimes we can feel helpless, even hopeless. Maybe it’s just stagnant or even complacent. Maybe we think that we’re stuck in some way.

We have the ability and the power to change our lives with just one decision. The power of decision is the power to change.

If you study anyone ‘great’ whether it is a loved one you look up to or someone in the ‘public eye’ that has some sort of success…..they made a decision (or a series of decisions) to get where they are. Often when interviewed, successful people look back in their lives and can often referenced one or a few decisions where they simply said, “I’m going to change…”

If you look at people’s conditions, that is not a determining factor whether they become successful. In other words, there are people from all walks of life, races, housing conditions, income levels, economic levels…people with different intelligence and social skills…where the conditions of life are all different; some poor, physical challenges, dysfunctional families, etc. – yet they succeed. (and here success can be anything in life, not just wealth, fame, celebrity)

They succeed because they made a decision – and ultimately it is the decision- not the conditions of their lives- that determines success.

Decision means, in this case, ‘a real and conscious choice’ typically with specifics and emotions attached!

Important point: make decisions in the right frame of mind; not from scarcity, jealousy, fear, hate, etc. Make decisions from love, giving, abundance, boldness, courage.

Decide what you want. Be specific. Decide WHY you want it.

Attach emotions to drive you. Take action. Notice where your action works and where it does not, and adjust, be flexible. Be bold, be persistent.

Frey Freyday was actually born out of something I created called “Words To Live By” (WTLB). Going forward, I will now not only share the quotes, as you may be used to receiving, but also a related (WTLB). In 1999, when we had our first daughter, I was contemplating how I would raise my new beautiful child, and I was thinking about how I can best educate her and my other children about values, morals, and other key thoughts about life. School offers education. Religion offers some values and morals. Parents offer most of it, sometimes intentionally, sometimes accidentally.

So I created a (WTLB) book, like a dictionary, which lists things like honesty, love, persistence, etc. with a definition that I created, with my wife’s input. I then turned it into a workbook with one word per page and space below for notes. For years we would discuss with my two daughters and they would draw pictures and make notes in the blank space. I may share some of those images with you. As they got older, they were less inclined to draw and more open to quotes and references from adults, hence where Frey Freyday came from….

 

 

Frey Freyday – Focus

(Frey Freyday is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)

Focus – [foh-kuh s] – to concentrate: to focus one’s thoughts. a central point, as of attraction, attention, or activity:

It is during our darkest moments that we must focus to see the light.-Aristotle Onassis

Successful people maintain a positive focus in life no matter what is going on around them. They stay focused on their past successes rather than their past failures, and on the next action steps they need to take to get them closer to the fulfillment of their goals rather than all the other distractions that life presents to them.-Jack Canfield

Concentrate all your thoughts upon the work at hand. The sun’s rays do not burn until brought to a focus.-Alexander Graham Bell

Realize deeply that the present moment is all you ever have. Make the Now the primary focus of your life.-Eckhart Tolle

One reason so few of us achieve what we truly want is that we never direct our focus; we never concentrate our power. Most people dabble their way through life, never deciding to master anything in particular.-Tony Robbins

You’ve just got to focus on excellence and try not to be distracted by the news and the rumors and the absurdities of the stories that were coming out.-James Daly

Enlightened leadership is spiritual if we understand spirituality not as some kind of religious dogma or ideology but as the domain of awareness where we experience values like truth, goodness, beauty, love and compassion, and also intuition, creativity, insight and focused attention.-Deepak Chopra

Accidents, coincidences, and serendipities are the disguises I use to sneak magic and miracles into your life without arousing suspicion that the game is rigged, the dragons are fake, and you’re about to hit the biggest “home run” of your life. Just keep focusing on what you want and move ahead. Now, please don’t ruin this for anyone – The Universe http://www.tut.com

The key to success is to focus our conscious mind on things we desire not things we fear.-Brian Tracy

Word to Live By:

Focus – Where focus goes, energy flows. And where energy flows, whatever you’re focusing on grows.

I think that most of us “know” that our life is controlled by what we focus on. However, most of us don’t often consciously try to change our patterns about our daily focus. Most of us probably aren’t aware of where we put our focus.

All the time, we have negativity, conflict, hostility, resistance, loss and scarcity around us. The news and media seems to spend their time and focus on this, and much of society gets swept away in this bundle of nervous energy, stress, and worry.

I know a few people in my life that are loving, caring, bright people but they get swept up in this worry and negativity. When I see them the conversation often leads to, “Did you see the sad news about…..”, and they remind me of something in the news about crime, downtrends, or something negative. I think we all do this from time to time. Is that useful?

But that’s not the whole picture.

Everyday there are good people, improvements, good events, uptrends, kindness, success, celebrations, laughter, and opportunity. Because humans are wired the way we are, this sort of thing doesn’t make the headlines. We don’t hear about these things nearly as much.

First, don’t watch the news. I’m not saying don’t skim headlines and be aware of current events – a quick scroll over headlines is often necessary. However there is very little benefit from sitting and watching local or national news, in my opinion. How is it useful that you sit and get bombarded by the telecast that includes the latest political conflict, crime sprees, fires, natural disasters and such? Gee, let’s watch that and then try to go tackle the day in a positive, upbeat manner. Do you feel empowered after the news? Likely not.

In our personal lives it’s the same thing. Our jobs have points of resistance and conflict. Management may ‘pressure’ the workers. There may be hostility. Some people highlight the negative no matter how well things are going. Some of your friends may only care about putting in a day’s work with the most basic, minimum effort just to get by.

What if you want to improve yourself? What if you have goals? What if you want to contribute, help others, succeed or otherwise accomplish something? Does the negativity of the media help? Do those naysayers and negative friends help?

Race car driving coaches teach drivers to focus on the desire path ahead, not the wall. When we drive on the roads, we don’t focus on the telephone poles, we look to where we want to go. Similarly in life we need to focus on the path, the mindset, the energy that we want in our future. Both choices area available to us each day.

I believe for happiness, success, peace of mind, fulfillment – each day we need to focus on where we want to go, our goals, our values, what we have (loved ones, accomplishments, memories) not on what we fear or what we lack. When we are in a state of uncertainty next time, let’s try to interrupt the pattern of scarcity or fear, then shift our focus toward where we want to go, what we have, and what we can do and furthermore consider what actions we can take in that direction.

Frey Freyday was actually born out of something I created called “Words To Live By” (WTLB). Going forward, I will now not only share the quotes, as you may be used to receiving, but also a related (WTLB). In 1999, when we had our first daughter, I was contemplating how I would raise my new beautiful child, and I was thinking about how I can best educate her and my other children about values, morals, and other key thoughts about life. School offers education. Religion offers some values and morals. Parents offer most of it, sometimes intentionally, sometimes accidentally.

So I created a (WTLB) book, like a dictionary, which lists things like honesty, love, persistence, etc. with a definition that I created, with my wife’s input. I then turned it into a workbook with one word per page and space below for notes. For years we would discuss with my two daughters and they would draw pictures and make notes in the blank space. I may share some of those images with you. As they got older, they were less inclined to draw and more open to quotes and references from adults, hence where Frey Freyday came from….

Saving for tomorrow, tomorrow

Saving for tomorrow, tomorrow

Some say this gentleman speaks a little differently. Regardless, overlook that and concentrate on this good, simple message!

It’s easy to imagine saving money next week, but how about right now? Generally, we want to spend it. Economist Shlomo Benartzi says this is one of the biggest obstacles to saving enough for retirement, and asks: How do we turn this behavioral challenge into a behavioral solution?

https://embed-ssl.ted.com/talks/shlomo_benartzi_saving_more_tomorrow.html

If you’ve put off saving, investing or even thinking about it, just take a quick look at this

If you’ve put off saving, investing or even thinking about it, just take a quick look at this

I personally have had ups and downs, and I used to save a lot, used to invest, then when things got tough, I just started putting things off, avoiding it, deferring it, or just plain pretending like I never thought of it, yet it was always in the back of my mind. So many people don’t talk about finances, don’t think about it, and just keep pushing it out until a later date for all sorts of reasons.

Please don’t. Please think about it now…..it is easier than you think. People with less brains and less talent have done it, so you certainly can.

Tony Robbins explains how you can attain financial security more easily than you think.

http://www.inc.com/tony-robbins/wealth-isnt-about-not-working-about-not-needing-to-work.html?cid=sf01002

A video: how to handle money

Another great yet quick video about thinking about, and handling money…..

 

FROM:http://brendonburchard.tumblr.com/post/110086806578/how-to-handle-money

Summary:
If you handle your money in the right way, you can have more, give more, and enjoy your life more.
Here’s what you can do to start taking control of your money now:

1. Revisit your story about money. Where we come from and what we hear about money unconsciously shapes our lives. If you think rich people are negative or that having money is bad, you won’t attain wealth because you don’t want to be negative or bad. If wealth is something that brings you more happiness, joy, and service, you’ll want to make more of it. So, first, redefine what wealth means to YOU!

2. Make sure you automatically invest. When get a check from your employer, have some of the funds automatically go into your savings account or investment account. This way you won’t forget and you won’t spend the money unnecessarily. Automatically investing means your money will be earning money for you and working for you.

3. Ask the question, “How can I add more value in the time in which I serve?” Squeeze in more value. Hustle a little bit more. Serve even more. Adding more value to people in the same amount of time makes you more productive, gets you more recognition, and gives you more opportunities. There’s no traffic beyond the extra mile! Just add a little more than anyone else is doing, and you’ll be in a category of one.

4. Raise your standards for a reward! If you’re a high performer and really adding value but you’re still not being rewarded for your true contribution, raise your minimum of what you will allow in your life. Be bold, push the boundaries, and you will be rewarded.

When you follow these simple steps for handling your money, you will have a positive story about wealth, your money will be earning money for you, you will be adding more value, you will have a higher standard for yourself and you will be experiencing The Charged Life!

Full Transcript:
How to handle money. First, wash your hands. Kidding.…that’s a great question.
How do you handle your money more intelligently so you can have more of it, so you can give more of it, so you can enjoy your life to the next level?
1. Number one, I think you must revisit your orientation to wealth.
If I say to you, ‘rich people,’ what does that bring up for you?
When you think about rich people,what do you think of?
Are they good? Are they bad? Are the rich, 1, 2, 3, 4% of the world good people, bad people?
What are they like?
What are their values like?
Do you want to become one of them?
I don’t know about you, but sometimes you discover that where you live or where you came from or what you heard of about money in your life is absolutely unconsciously driving your life today.
For example, I grew up in a very difficult economic situation. I grew up in a very difficult town and place, an old Irish mining town that had been economically depressed for nearly a century, where people didn’t have a lot, and people really struggled. Very blue collared, tried to get through the day, lots of poverty, lots of people struggling and I can share with you that there was this conversation often, about people on the other side.
There’s people on the other side of the tracks. There’speople on the other side who are wealthier. There was a lot of the culture Igrew up in where, ‘oh, those rich people.’ There was this projection offrustration, restlessness or anger towards ‘rich’ or ‘wealthier’ people, andbecause of that I didn’t ever want to become one of them. So I didn’t, for avery long time.
It’s funny, because one of the basic human drives we have isthe human drive for congruence. We want to be congruent in our thoughts and behaviors.
If we think that a type of person is negative, our body, our mind and our subconscious will do everything it can not to become that. We don’t want to become something that we think is negative.
So if you think wealthy people or rich people are negative, guess what you’re never going to attain? Wealth. And that’s why it’s important to revisit all those old stories and phrases we heard growing up, you know.
‘Money is the root of all evil.’
‘People with money are insensitive.’
‘People with money are selfish.’
If you gain more wealth and success in life you’re just going to be more busy and you’re never going to have time for your family, and you’re going to forget anybody who ever came along with you and ever supported you and all these things. We think this big story about money.
So, what’s your story about money? Is it positive? Is it negative? Is wealth something that will bring you more joy, more happiness, more ability to give and serve and do something with in your life? Or, is it something that terrifies you because you think you won’t be able to handle the obligations that come along with it?
You worry that if you make more money or to make more money you’re going to have to be away from your family more, so you never try.
Most of us have a lot of really bad assumptions about what it would take to succeed, but also what it would take to make more money, and ultimately to keep more money, to sustain more money. Because I bet you also think, ‘oh I heard it’s lonely at the top.’ Well who wants to be lonely? And if rich people are bad, who wants to be a bad person? If rich people are pushing family members away and becoming selfish, who wants to become that?
So you have to redefine what wealth would mean for you specifically, not what the culture told you it could be.
I will share with you that after… I’ve been through the ringer financially in my life. I grew up with nothing and then I started making something in corporate America. I built something of myself. I started working really hard. I got a good job. I started climbing that corporate ladder. I discovered that the corporate world wasn’t for me, and so I left, I quit to start my own dream of doing videos and writing, and doing my seminars and all the things I do now. You know what, I did exactly what people predicted; I promptly went bankrupt. I went broke. I had no idea what I was doing.
It would have been easy at that point, very easy to quit, very easy to say, ‘oh you know what, money’s not for me,’ but I thought I know that sometimes if you don’t have money you can’t sustain the message. If you’re not earning than you can’t keep giving. I thought, ‘I have to change my orientation here. I have to get serious about making money and do it without all the guilt and the nonsense that my culture, the past or the popular media thrusts on people with money.’
Because guess what? There are also philanthropists. There are also people who take money and support their family. They send their kids to college. They get safer cars. They do well in their community. They buy books for kids. They do things that matter with their wealth and matter of fact, that’s most wealthy people.
It’s really hard to believe that if you’re not wealthy yet, but I can share with you, after I had my big breakthrough and I started learning how to build more value in the marketplace, everything shifted for me. For the first time in my life I had money. The funniest thing is, I didn’t even know what to do with it, because I never had it before so it was just there.
Guess what? I started finding things to do with it, no problem, as you will. But those things I found to do with money, they didn’t tear me from my family or make me a bad person. I gave more to charities. I spent more time with my family. I could take them on vacations. We could go to the Caribbean together. I could do things for people I love, little gifts, treats and acknowledgements that made them feel happy.
I found ways to utilize it that made me happy and now I had no negative associations to it anymore. So, all I can encourage you to do if you have any hooks or negativity about rich people, or about wealthy people or about the top 1, 2, 5, 20, 30, 50%. If you have any negative thoughts about people in general, it’s time to clear those up and try to rewrite your own meaning about what it would take and what it would be to have wealth in your life.
2. I think the second thing you already know, I just want to make sure you’re doing that, is that you are automatically investing.
If you’re not already doing that, please do that. It’s so simple. There are so many books on what you need to do. It just basically means, if you are in charge of putting money in your savings or into your investments, you’re in trouble. Because you’re never going to do it. And I’m not saying go hire somebody. It just means, when a check comes to you from your employer, have it automatically divert some funds to a savings account or investments account, so you never even see the money. You don’t have to write the check, you never see it, it’s just gone.
Just take 5 – 20%, whatever you can do, do something. Put it directly into savings or into an investment account. You can ask your banker about it. You can ask anybody about it. You can read tons of books, like The Automatic Millionaire or Money Masters. You can learn how to do this. All it means is you just never see the money, because if you’re in charge you’ll forget or you’ll say, ‘this month i’m not going to do it,’ and then for four months you don’t invest and put your money away.
Warren Buffet was asked, what would he do if his family didn’t have money? What advice would he give them? He said, ‘you know what, to take whatever extra money they do have and put it in an index fund.’ Index funds beat the market over a period of time almost always, not always, but over a period of time they’re one of the safest investments. So put your money there. If you don’t know anything just keep putting money there and over a period of time it seems to do pretty good. It usually seems to work.
You can talk with any investment advisor or your banker to set it up so that your employer’s money comes to you or your business money comes to you, but not into your account. It comes to and through your accounts right into your money market fund, your index fund, and your savings. Just have it happen automatically so you’re never in charge of that money, because if you’re in charge of it you know what you do. You spend it or you lie to yourself and say, ‘one day I’ll put it in there and it’s not earning money for you.’
Once your money is automatically placed in that investment account, that index fund or savings fund, it starts earning money for you and it’s working for you.
Most Americans unfortunately, are going to retire with little to no retirement funds, because they never set it up automatically. Personally, I feel like it should be a political thing that people should have to do it as part of employment. It’s like make sure they’re guaranteeing their future will be okay, but I know that’s very controversial and the reality, now we have such a situation of so many people retiring with no money, not because they’re stupid or bad people, because they didn’t learn to beat human behavior.
Human behavior is to delay. Human behavior is to utilize resources now. So cut yourself out of the equation, and set up the process so that it happens automatically. Money is being diverted into your own account, earning money from you, setting you up. You have to do that.
3. Third, I think it’s important for you to ask, ‘how can I add more value in the time in which I serve?’
Meaning, if your day is eight hours a day for a company, how can you squeeze in more value in that eight hours? I don’t think it’s necessary for you to work 9-10-12-14-15 hours and, I think, for most people that’s a negative thing. It causes too much stress, too much lack of sleep, so their creativity goes down and their productivity goes down. But, if you’re working, within that time you’re working, how can you do a little bit more than the next guy or the next gal? How can you hustle a little bit more? How can you see the connections between what everybody else is doing in the company or what everyone else needs in the company and serve them?
How can you come up with a new idea for your clients, for your customers? It’s about adding more value in the marketplace in the same amount of time that gets you more productive and it gets you to be recognized more for what you’re doing. The janitor, who does more than just sweep the floors, but starts asking intelligent questions around the place in which they work to discover, how can we add more value, starts getting recognized more and soon gets other opportunities.
It’s time to add more value during the same amount of time that you are currently working. Most people are working at a mediocre level, and that’s not to be judgmental, it’s just the reality of the stats, the graphs or efficiency curves. You can tell, most people are just going through the motions in the day. They aren’t adding a tremendous amount of creativity or value they’re just doing what they were told. And so, if you can go beyond that… it’s like that old saying, ‘there’s no traffic beyond the extra mile.’ If you add a little bit more extra than anyone else is doing, you’re flying out there. You’re out there and you’re standing in a world by your own. You’ve gotten to a place where so few people can keep up with you they’re not even around.
People don’t try at work as hard as we think they do. It’s negative to say that, but we can see that from every single productivity study, efficiency studies at workplaces. Most people, because they don’t like their job, they aren’t giving to their job.
But here’s the deal, what if you could teach yourself to like your job by giving more to your job?
What if you could learn to enjoy what you’re doing by thinking of new creative things to add to what you are doing? And by adding new creative things you start to get more results. By getting more results you usually get more recognition and rewards and you start to add value and eventually move on up or get paid more.
Now, in some cases that doesn’t happen, which is why I have this last point.
4. Also, raise your standards for reward.
What do I mean by that? It’s like, if you’re a top contributor, if you’re what we call a high performer… many of you know I teach a program called High Performance Academy, I hope you attend it, it’s one of the best programs in personal and professional development in the US today. I can share with you, what we know at High Performance Academy, if you’re a higher performer, if you are giving and you are not being recognized it’s time to leave or to have a very honest conversation with the people around you and say look, ‘I’m giving a lot. I feel like I’m doing great value of service here and I don’t feel like I’m being compensated enough, so I need to have a forthright conversation of whether or not it’s time for us to revisit my contract or it’s time for me to leave.’
You have to have the boldness in life like that. If you are not being rewarded for your true contribution and you have to question it, because lots of people are entitled and say, ‘I’m contributing so much.’ And you look at it like no, you’re really not, you’re contributing the same as the 15 people around you.
But if you’re really raising the bar on yourself and you’re really hustling and adding value then guess what? You deserve to be compensated. And if you’re not, it’s time to look for new places to go work. It’s time to look for new job opportunities or new employment or entrepreneurial opportunities.
Raise your standards. Raise the expectation. Raise your minimums. Raise your minimums of what you will allow in your life that is not good for you, do something that honors or respects you. Raise your minimums of what you expect out of your bank account. If your only expectation, if every month you’re like, ‘gosh I hope I’m going to have $500 in my bank account this month.’ You’re never going to become wealthy, ever! It’s mean to say that, especially when you’re there and I’ve been there. I’ve been in places where I couldn’t afford a burrito, so believe me I get it sucks when you don’t have money.
But if your only expectation is, ah you know, I hope I have $500 and every month you have $500 and you’re coasting through at $500, you’re never going to become wealthy. Because, at some point, you have to say, ‘what is that number for me that I can aspire to and work myself into?’
A lot of people who discover that six figure job, that $100,000 job, when you interview and ask them, how’d you end up at a six figure job? They all say the same thing. They say, ‘I started looking for a six figure job.’ You’re like ‘whoa!’ Isn’t that amazing?
How’d you end up in a six figure job? They started looking for jobs that were like that and they earned their way into it. They got the experiences or the results that were necessary to earn their way into it or, they just went buck wild crazy and started applying for jobs that were beyond their capabilities and some of them got lucky enough to get hired into them and that’s what happened. Sometimes to get paid at the next level you need to move your city, you need to move to another place, you need to move the employer, you need to quit, and you need to do something new.
But, you shouldn’t be afraid of doing something new that could potentially bring some new value, new lifestyle into your life experience. Sometimes you have to be bold, try new things, push the boundaries, and I think the more you do that with your career, your entrepreneurial opportunities, the way you look at money then you start to experience what we call, The Charged Life.

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