“Take full responsibility for your actions or lack of action.” – Kekich Credo #43
How to Become Independently Wealthy
By Mark Morgan Ford
We recently received an e-mail from Jorge Izquierdo, Jr., a subscriber who complained that “all the material being covered [in The Palm Beach Letter] is for long-term investing. What about short term? I’ve been trying to free my family and myself from the chains of slavery for far too long now. Show me the truth.”
If you earn less than you spend, you are in a constant state of stress. You must put off or partially pay your bills. You must appease creditors. And all the while, your debt is mounting.
Monthly Archives: July 2013
Here is a great article from Deepak Chopra…
The Conscious Lifestyle: Awareness Skills – Diving Deep
My son Gotham and I enjoying scuba diving together
This is the fourth in a series of posts about skills in awareness; the first three skills were being centered, paying attention, and holding focus. You might want to review them since all four skills make a totality. The reason I’m calling these “skills” is that most people pay very little attention to the quality of their awareness – they are too distracted by the contents of the mind, the constant flow of thoughts, feelings, and sensations. But if you think about it, the ability to remain centered in a crisis is a skill, as is the ability to pay attention to what is happening in a complex situation and to remain sharply focused on the problem at hand.
To complete the set of awareness skills, there is the ability to dive deep into your mind when you need answers and solutions. Decision-making depends on this skill, since bad decisions are mostly made when someone’s mind is anxious, confused, conflicted, or superficial. It’s crucial to get past these obstacles somehow.
When I think of my mind, I see the image of a river. On the surface there are lapping waves, and the current flows fast. Dive beneath the surface and the same river flows slower; there are no waves agitating the water. Keep diving, and the water slows even more, until at the bottom there is hardly any motion at all. Yet it’s all the same river. Most people spend 90 percent of their waking hours at the surface of the mind, which is tossed and turned by daily events. It would be easy to believe that this restless activity is the mind. There is nothing else until you dive deeper and experience it.
We’ve all had moments when our minds grow more peaceful – millions of people go on vacation just to find this experience. But the world’s wisdom traditions teach that the very nature of the mind is silent, vast, and calm. The mind’s activity is secondary. The silent mind is primary. But why? You won’t know the value of silence until you acquire the skill to get there and explore on your own. In kindergarten restless children are told to put their heads down for a few minutes. You probably remember how impatient this made you, how quickly you wanted to get back to playing and running around.
In adults, this same impatience has worn a deep groove. We resist being still because what we know is activity, a constant state of mental churning. If the nature of the mind is silent, calm, and peaceful, it’s not part of our experience. Millions of people in the West have heard of meditation by now. A large number have given it a try. Life is stressful and hectic enough that getting a short respite every day sounds appealing. But the spiritual teacher J. Krishnamurti said something very important when he declared that true meditation lasts twenty-four hours a day. True meditation occurs when you dive deep into our mind and stay there.
Diving deep brings you closer to your source. At the mind’s source is creativity, intelligence, peace, and bliss. You don’t have to work to achieve these things. They are part of the landscape. A glimpse of silent mind isn’t hard to experience, and with repetition, the glimpses grow into a view. Your mind will like what it sees, and so the desire to dive deeper increases on its own.
To dive deeper right this minute, here’s a simple breath meditation. Sit quietly by yourself. Make sure that you won’t be disturbed. Close our eyes for a moment to clear your mind and make it receptive. Now place your attention on the tip of your nose. Feel the air gently going in and out as you breathe. Do this for 10 minutes. If your attention strays from the tip of our nose – as it naturally will – easily bring it back. Don’t force your attention, don’t try to control your breathing. Just be natural and easy.
Before you open your eyes, sit and appreciate where you are inside. Let the feeling sink in – just be with it. Now open your eyes and go about your day. Almost everyone will find that the effects of this simple meditation linger for a while. Colors seem a bit more vivid, or sounds seem clearer. There’s a sense of calm inside and less tendency to be pulled out into activity. If your day is frantic and you plunge quickly back into it, this lingering will be slight. But meditate twice a day for 10-20 minutes, and then you will begin to taste a lasting difference.
In a society where a disturbing number of school children are diagnosed every year with hyperactivity and attention deficits, the chance that they will grow up to acquire awareness skills seems slight. In the next post we’ll discuss how to turn the four awareness skills you’ve learned into a practical way of life.
Meditation in the Ocean (with Rumi Poetry)
The Meditator Ep. 18
Courtesy of The Chopra Well
(To be cont.)
Deepak Chopra, Founder of The Chopra Foundation, Coauthor with Sanjiv Chopra, Brotherhood: Dharma, Destiny and the American Dream (May 21, 2013)
(Simple Stuff is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)
Celebrate what you want to see more of. -Tom Peters
The more you praise and celebrate your life, the more there is in life to celebrate. -Oprah Winfrey
You’ve to celebrate the good days because there are brutal days that make the good ones sweet. -Brian O’Driscoll
Life has meaning only in the struggle. Triumph or defeat is in the hands of the Gods. So let us celebrate the struggle! -Stevie Wonder
Dream on it. Let your mind take you to places you would like to go, and then think about it and plan it and celebrate the possibilities. And don’t listen to anyone who doesn’t know how to dream. – Liza Minnelli
“Don’t forget to CELEBRATE!!! Anchor the experience of doing something truly extraordinary with an awesome celebration.”- Tony Robbins
I think we all need to celebrate more often. – Jim Frey
(more at http://wp.me/p2mGFu-3F )
What’s the #1 factor holding people back from what they want? It’s FEAR.
In today’s short video, Tony’s going to demonstrate the 7 steps to destroy any fear.
In this case, you’ll see how a young mother named Mandy overcame a serious case of panic in 16 minutes. I really think you’ll find it useful.
Warning: this short video features a powerful breakthrough. You may get emotional 🙂
(from Robbins Madanes Company) tonyrobbins.com
Here is a great article relevant to all of us, share it with a friend….
(from NPR.org) THere is also an audio podcast you can listen to…click the link
An ancient New Guinea myth says the human race originated from the first man making love to a stalk of sugar cane. But in modern times, our love affair with sugar has created a health crisis. The average American consumes nearly 23 teaspoons of sugar a day, three to four times the American Heart Association’s recommended daily limit. Obesity, diabetes, high blood pressure and heart disease have all been linked to excessive consumption. Diane and her guests discuss the history of sugar, why we crave it, how our bodies evolved to process it and why it could be making us sick.
author of “Sugar Love (A Not So Sweet Story)” in the August 2013 edition of National Geographic magazine, contributing editor at Vanity Fair and Rolling Stone, and author of seven books, including the memoir “Sweet and Low” and “The Monsters,” which will be released in October 2013.
professor of medicine at University of Colorado Denver and author of “Fat Switch” and “Sugar Fix.”
(Simple Stuff is simply a bunch of inspirational, motivational and other quotes meant to make you think, reflect, smile, even laugh a bit. Hopefully helpful, useful stuff….)
I play to win, whether during practice or a real game. And I will not let anything get in the way of me and my competitive enthusiasm to win.
Enthusiasm is the mother of effort, and without it nothing great was ever achieved.-Ralph Waldo Emerson
Indeed, there is an eloquence in true enthusiasm that is not to be doubted. -Edgar Allan Poe
“First of all, I want to make one thing clear: The quality of your life is the quality of where you live emotionally,” “But we all have a home. Angry people find a way to get angry even if their life doesn’t have anything to be angry about. We can always find it. Sad people find a way to be sad. Caring people find a way to care for other people. Enthusiastic people are enthusiastic – and fun to be around!…..So one thing to identify is where are you living? What’s your home? What’s your habit? And then the way to change it.” – Tony Robbins
I prefer the folly of enthusiasm to the indifference of wisdom. -Anatole France
Winners must learn to relish change with the same enthusiasm and energy that we have resisted it in the past. -Tom Peters
A man can succeed at almost anything for which he has unlimited enthusiasm. -Charles Schwab
I recently read an article in Fortune magazine and later paged through a book, both called “The End of the Suburbs “– which discuss how for the first time since the 1950′s, there is a trend for Americans to be moving from the suburbs to the city. The article discusses how town centers and planned communities are popping up in the suburbs to resemble mini-cities – basically a city in the suburbs.
Since 1992, when I first visited Columbia, MD, I was first intrigued by a planned community. Over the years I saw Reston, VA; Seaside, FL; Urbana, MD; Kentland, Gaithersburg, MD; The Glen in Glenview, IL; StreetScape, Libertyville, IL.
The latter three are generally the newer ones. Streetscape came during the housing crisis just a few years ago. A developer saw land north of Chicago and also was thinking about Seaside, Fl’s community. There was an upscale townhouse community that had fallen on hardtimes. Only 5 of 31 town homes were built before the previous builder shut down for business. A developer bought it and turned part of it into 26 arts-n-crafts bungalows, and 15 loft style condos.
The community was very, very close to Libertyville and so residents could walk less than 500 feet for errands and entertainment. Within 18 months of starting the project – all during the housing crisis – he sold all the homes.
You can read more about this specific one at http://streetscapedev.wordpress.com/
Streetscape brings a new thinking in housing is Redfield Development. Most planners are very familiar with the terms greenfield development (development on previously undeveloped land) and brownfield development (development on land formerly contaminated by environmental pollutants).
But planners should learn a new term that will only become more common as the U.S. begins to slowly recover from the recent economic recession: redfield development, or development on foreclosed properties — properties “in the red.”
The following in an article about this from http://blogs.planning.org/sustainability/2012/02/29/redeveloping-redfields-new-life-for-foreclosed-properties/
The best example of successful redfield development thus far is the SchoolStreet developmentin the Village of Libertyville, Illinois, a community of 21,800 located 35 miles northwest of Chicago and the subject of a recent Tuesdays at APA podcast, “Redfield to Redevelopment in Libertyville, Illinois.”
SchoolStreet occupies a four-acre site which includes the historic but vacant Libertyville Central School building.
The area had been identified by the village in the 1970s as ripe for redevelopment, with adaptive reuse of the school building a key provision in several iterations of the village’s comprehensive plan. In the 1970s the village began systematically purchasing the other homes along the street and by 2004 had assembled the site and issued an RFP for its redevelopment.
The winning proposal planned 31 luxury brownstones on the site, with 12 condos in the school building. Construction began in 2007 on the first building, with four of five units sold. But then the bottom fell out of the market — and the project. In 2009 the bank foreclosed on the property, creating a redfield.
The failure of this project opened the door to new possibilities, both good and bad.
John Spoden, AICP, Libertyville’s community development director, braced himself for proposals to tear the historic building down and increase the height and density of new construction — conventional responses to making development work in tough markets and on infill sites.
But developer John McLinden of StreetScape Development, LLC, had a different vision. Having completed several successful residential infill projects in Chicago, McLinden saw the site’s 29-foot-wide lots as the perfect setting for an intimate neighborhood of single-family homes modeled onnew urbanist principles. Through countless meetings with the community development department, the mayor, and the community to hammer out the details, the project — now with 26 homes and 14 schoolhouse lofts — took shape.
In August 2010, the village approved an amended planned development agreement; in September, StreetScape closed on the property and began construction. Within the first eight weeks buyers had snapped up seven homes, and to date 24 have been sold, with 10 completed homes closing at an average of around $629,000 each. The first schoolhouse one-bedroom loft to be finished thus far is priced at a more affordable $189,000.
McLinden’s approach may serve a model for future housing development. Take an infill site and turn its conventional liabilities—tiny lots, a vacant and neglected historic building — into its strongest assets. Create a “story,” developing a “big and magical” idea — in this case new urbanism and the aesthetics of its flagship Seaside development — to engage and excite neighbors and potential buyers.
Use savvy marketing and publicity to spread the word about the development — McLinden developed 10 house plans named after famous figures from Libertyville’s past and convinced architect and author Sarah Susanka to build her first Not So Big showhouse here, attracting 5,350 visitors over 12 open-house weekends. SchoolStreet has garnered over 80 media piecesranging from local news to the Wall Street Journal, PBS, and even a Chinese architectural journal.
And back up the story and the marketing with a high-quality housing product aiming to create a new sense of place within an existing community.
But planning played a role in this success story as well. McLinden worked exhaustively with the planning department and the mayor to develop a project design that would make the numbers work while harmonizing with village character and adding value to the community.
Spoden notes that because of this extensive effort, the village felt comfortable approving planned-development regulations with such unusual provisions as the 6-inch setback required along one side lot line to take full advantage of the site conditions. He also emphasizes the importance of the vision for the site laid out in the village’s comprehensive plan in guiding the project vision and supporting the village’s decision to approve this innovative proposal.
Building on a redfield provided its own opportunities; according to McLinden, buying the land in foreclosure allowed him to price the initial SchoolStreet offerings at $449,000–$689,000, down from the $800,000–$855,000 asking prices for the brownstones originally planned for the site and $250,000 less than market value.
The SchoolStreet project rescued a foreclosure site and realized a decades-old redevelopment vision while strengthening the fabric and character of the community and creating a national model for a new type of infill housing redevelopment. Though such a fortuitous combination of opportunity, effort, and good planning may not exist in all places, this project is well worth planners asking how they can put some of these ideas to work to spur the redevelopment of redfields in their own communities.
I always like situations where we can improve upon our own past situations and efforts, and make the present situation better with just a little bit of creativity and a different perspective. Here they took rather hum-drum, conventional thinking and a potentially bad financial situation (for the area city) and turned it into a desired, interesting, productive neighborhood.
We’ve all seen the bad neighborhoods – and I’m not talking crime-ridden – I’m talking those communities where developers showed little creativity or interest in planning. Many suburban communities from the 60’s, 70’s, and 80’s show us how not to move ahead in the future, yet communities are still being built that way.
I’m intrigued by town centers and planned communities. I often think that if I won some lottery prize, I’d take a chance and build my own.
Do you know of a community that is set up well? A planned community? A towncenter that I didn’t mention above?
This is a very good blog from author Noah St. John www.noahstjohn.com
Your life is a reflection of your thoughts – what I call the thought-seeds you plant and give energy to.
More precisely, your life is a reflection of the unconscious assumptions you make about life and your relationship to it.
For example, if you grew up in an environment where there wasn’t much money, you would probably assume that making money is hard, and that’s just the way it is.
And because you made this assumptionunconsciously, you probably wouldn’t even realize that you’re holding on to it in the first place.
If you could find a mechanism that could record the thought-seeds you’re planting on the inside and play them back to you on the outside, it might sound something like this…
- Why am I so broke?
- Why don’t I have enough money?
- How come I’m not more successful?
- How come I can never get ahead?
- Why do other people have so much more money than I do?
Well, a mechanism does exist that records and reflects your subconscious thought-seeds.
That mechanism is called your life!
So here you are, unknowingly asking yourself these negative questions, which lead to disempowering assumptions, which lead to you not believing you can reach your goals.
What do you think the answers would be to the negative questions in the example I just gave you?
The answers would be things showing up in your life that reflect the disempowering questions you’ve been unconsciously asking.
For example, if you’ve been unknowingly asking, Why am I so unhappy?…
The answers will show up as you being unhappy, no matter how many good things happen to you.
If you’ve been unconsciously asking, Why don’t I have enough money?…
The answers will show up as your lack of money, no matter how hard or how long you work.
And if you’ve been unwittingly asking, Why can’t I lose weight?…
The answer will show up as your not being able to lose weight, no matter how many diet and exercise programs you try.
I call these dassumptions—a portmanteau of disempowering and assumptions.
When you carry around these dassumptions,your life becomes a reflection of them.
That’s why all of the goal-setting in the world won’t work when this is the case—because you simply don’t believe that you can reach your goals in the first place.
Take Action Challenge:
Stop assuming you can’t. Start assuming you can.
Here are some good, interesting books, non-fiction, in no order
The End of the Suburbs – how for the first time since the 1950’s, there is a trend for Americans to be moving from the suburbs to the city.
Switch – Psychologists have discovered that our minds are ruled by two different systems—the rational mind and the emotional mind—that compete for control.
Power of Habit -Why We Do What We Do in Life and Business
Drive: The Surprising Truth About What Motivates Us
Flip: How to Turn Everything You Know on Its Head–and Succeed Beyond Your Wildest Imaginings
The Power of Now: A Guide to Spiritual Enlightenment
The Seven Spiritual Laws of Success: A Practical Guide to the Fulfillment of Your Dreams
This is a good article and video….we all know people that blame others, right? But sometimes there are situations where others do impact our lives and while we are responsible for our own lives, they deserve some blame….but what is the right way to handle that? Here is one perspective….Jim
Do you know somebody who suffers from excessive blaming of others? Of course you do. The person gets a list of resentments about things that were done to them… and then that list tends to grow out of control.
Here’s the thing. When you blame and resent people for the past, you’re giving them responsibility over important parts of your life. Now they’re responsible, not you. You give them that responsibility, even though they may have screwed up! Doesn’t make sense, right?
On the other hand, some people in our lives – colleagues, friends, parents, family members – DID play an important part in our life story, right? They did have an effect on us, and in some cases they did hurt us.
So how do you deal with that disparity? In this video, Tony will show you a strategy called “Conscious Blaming.” This strategy gives you a win-win: you get to blame others for things that happened to you BUT in a way that won’t hurt you. Mieke was able to unlock and release a whole set of resentments and self-limitations, and live an expanded life.
NOTICE: Next week we will be opening Robbins-Madanes Training for enrollment, where you’ll learn how to use the same skills you see Tony using to create accelerated, profound change in yourself and others. We will be offering a set of live trainings as well – keep your eyes on your email for details.
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